newGeoSure Insurance Product version 7 2016.1

**This dataset has been superseded** The newGeoSure Insurance Product (newGIP) provides the potential insurance risk due to natural ground movement. It incorporates the combined effects of the 6 GeoSure hazards on (low-rise) buildings. This data is available as vector data, 25m gridded data or alternatively linked to a postcode database - the Derived Postcode Database. A series of GIS (Geographical Information System) maps show the most significant hazard areas. The ground movement, or subsidence, hazards included are landslides, shrink-swell clays, soluble rocks, running sands, compressible ground and collapsible deposits. The newGeoSure Insurance Product uses the individual GeoSure data layers and evaluates them using a series of processes including statistical analyses and expert elicitation techniques to create a derived product that can be used for insurance purposes such as identifying and estimating risk and susceptibility. The Derived Postcode Database (DPD) contains generalised information at a postcode level. The DPD is designed to provide a 'summary' value representing the combined effects of the GeoSure dataset across a postcode sector area. It is available as a GIS point dataset or a text (.txt) file format. The DPD contains a normalised hazard rating for each of the 6 GeoSure themes hazards (i.e. each GeoSure theme has been balanced against each other) and a combined unified hazard rating for each postcode in Great Britain. The combined hazard rating for each postcode is available as a standalone product. The Derived Postcode Database is available in a point data format or text file format. It is available in a range of GIS formats including ArcGIS (*.shp), ArcInfo Coverages and MapInfo (*.tab). More specialised formats may be available but may incur additional processing costs. The newGeoSure Insurance Product dataset has been created as vector data but is also available as a raster grid. This data is available in a range of GIS formats, including ArcGIS (*.shp), ArcInfo coverage's and MapInfo (*.tab). More specialised formats may be available but may incur additional processing costs. Data for the newGIP is provided for national coverage across Great Britain. The newGeoSure Insurance Product dataset is produced for use at 1:50 000 scale providing 50m ground resolution. This dataset has been specifically developed for the insurance of low-rise buildings. The GeoSure datasets have been developed to identify the potential hazard for low-rise buildings and those with shallow foundations of less than 2 m deep. The identification of ground instability and other geological hazards can assist regional planners; rapidly identifying areas with potential problems and aid local government offices in making development plans by helping to define land suited to different uses. Other users of these data may include developers, homeowners, solicitors, loss adjusters, the insurance industry, architects and surveyors.

Date (Creation): 2016-05

Identifier: http://data.bgs.ac.uk/id/dataHolding/13606926

Distributor

British Geological Survey - Enquiries

Environmental Science Centre, Nicker Hill, Keyworth , NOTTINGHAM , NOTTINGHAMSHIRE , NG12 5GG , United Kingdom

0115 936 3143
0115 936 3276

Principal investigator

British Geological Survey - Enquiries

Environmental Science Centre, Nicker Hill, Keyworth , NOTTINGHAM , NOTTINGHAMSHIRE , NG12 5GG , United Kingdom

0115 936 3143
0115 936 3276

Distributor

British Geological Survey - Enquiries

Point of contact

British Geological Survey - Enquiries

Maintenance and update frequency: notEntered notEntered

GEMET - INSPIRE themes, version 1.0

Geology

BGS Thesaurus of Geosciences

data.gov.uk (non-INSPIRE)
Risk management
Geohazards
Insurance
Risk analysis

dataCentre

data.gov.uk (non-INSPIRE)

Keywords

NERC_DDC

Access constraints: otherRestrictions Other restrictions

Other constraints: restricted

Other constraints: The dataset has been formally approved by BGS for access by external clients under a BGS Digital Data Licence, issued via BGS's IPR Section. The dataset must not be provided to, or be accessible by, an external client until the IPR Section confirms that signed licence documentation is in place. Refer to the IPR Section (DigitalLE@bgs.ac.) if further advice is required.

Use constraints: otherRestrictions Other restrictions

Other constraints: The copyright of materials derived from the British Geological Survey's work is vested in the Natural Environment Research Council [NERC]. No part of this work may be reproduced or transmitted in any form or by any means, or stored in a retrieval system of any nature, without the prior permission of the copyright holder, via the BGS Intellectual Property Rights Manager. Use by customers of information provided by the BGS, is at the customer's own risk. In view of the disparate sources of information at BGS's disposal, including such material donated to BGS, that BGS accepts in good faith as being accurate, the Natural Environment Research Council (NERC) gives no warranty, expressed or implied, as to the quality or accuracy of the information supplied, or to the information's suitability for any use. NERC/BGS accepts no liability whatever in respect of loss, damage, injury or other occurence however caused.

Other constraints: The dataset is made available to external clients under BGS Digital Data Licence terms and conditions. Revert to the IPR Section (iprdigital@bgs.ac.uk ) if further advice is required with regard to permitted usage.

Spatial representation type: vector Vector

Denominator: 50000

Metadata language: EnglishEnglish

Topic category

Geoscientific information

Geographic identifier

GBN

Date (Revision): 2009

Geographic identifier

GREAT BRITAIN [id=139600]

Date (Creation): 1979

Begin date: 1835

End date: 2016-05-17

Supplemental Information: The methodology behind the DPD involves balancing the 6 GeoSure natural ground stability hazards against each other. The GeoSure maps themselves have a fivefold coding (A to E), and the balancing exercise involves comparing each level across the six hazards e.g. comparing a level C shrink-swell clay area with a level C running sand area. The comparison is done by estimating how frequently a ground movement event may occur that could have the potential to damage a property (in particular, low-rise buildings). Each level of each of the hazards is given an 'occurrence factor' (as shown in Table 1 of the user guide), which can then be added together to derive a Total Occurrence Factor at a particular location (e.g. within a given postcode). In 2003, the BGS also published a series of GIS digital maps identifying areas of potential natural ground movement hazard in the UK, called GeoSure. There are six separate hazards considered - shrink-swell clays, slope instability, dissolution of soluble ground, running sand, compressible ground and collapsible ground. These maps were derived by combining the rock classification scheme (RCS) information from DiGMapGB-50 with a series of other factors which may cause the geological hazards (e.g. steep slopes, groundwater). In 2007, the BGS used the GeoSure maps to make an interpretation of subsidence insurance risk for the UK property insurance industry, released as the new GeoSure Insurance Product. This represents the combined effects of the 6 GeoSure hazards on (low-rise) buildings in a postcode database - the Derived Postcode Database, which can be accompanied by GIS maps showing the most significant hazard areas. The combined hazard is represented numerically in the Derived Postcode Database as the Total Occurrence Factor, with a breakdown into the component hazards, as described in more detail below. GeoSure Derived Postcode Database (DPD) The DPD is a stand-alone database, which can be provided separately to the visualisation layers in the Full GeoSure Insurance Product.

Unique resource identifier: OSGB 1936 / British National Grid (EPSG::27700)

Distribution format

MapInfoFiles ()
ESRI Files ()

Distributor

British Geological Survey - Enquiries

Environmental Science Centre, Nicker Hill, Keyworth , NOTTINGHAM , NOTTINGHAMSHIRE , NG12 5GG , United Kingdom

0115 936 3143
0115 936 3276

Distributor

British Geological Survey - Enquiries

OnLine resource: http://www.bgs.ac.uk/products/geohazards/geosureInsurance.html

Hierarchy level: dataset Dataset

Other: dataset

Conformance result

Date (Publication): 2011

Explanation: See the referenced specification

Pass: No

Conformance result

Date (Publication): 2010-12-08

Explanation: See http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=OJ:L:2010:323:0011:0102:EN:PDF

Pass: No

Statement: The sources of the newGIP dataset are the GeoSure v7 product and Ordnance Survey Code-Point® data v2016.1. The postcode centroids layer (OS CodePoint OpenData), as supplied by Ordnance Survey, is buffered using a value of 355 metres for urban postcodes and 405 meters for rural postcodes. These values take into account the 50 metres cartographic precision of the Digital Geological Map of Great Britain at the 1:50,000 scale (DiGMapGB-50) data that is used as the geological basis for the GeoSure hazard layers. The cut-off point between the urban and rural polygons (OS CodePoint with polygons dataset) was determined from the distribution of the area of postcodes and resulted in a figure of 74668.84 m2. The DPD scores are calculated by intersecting each postcode polygon with the Unified Hazards Vector Dataset and calculating the area weighted average of the individual hazard scores within each buffered postcode polygon. Each individual hazard score is then summed to give a total score. The total score is classed into 5 equal classes to produce a Class field. The classes used are Low, Low-Medium, Medium, Medium-High, High.